Solutions for Retailers (Card Present)

Your Broadband (DSL) authorisation service and terminal is vastly quicker than our existing terminal. Customer feedback has been very positive with many regular customers remarking on it's speed.

John McCabe
 McCabes Wines
Blackrock, Dublin

Not only has there been an explosive growth in the use of cards for payment in the retail sector, including credit, debit and gift cards, but with the introduction of Chip and PIN technology, there has been increased demands in retail environments for increased speed and security of card transactions. Prior to Chip and PIN, only transactions which exceeded a stores floor limit would require to go online to the bank for authorisation, but now almost all card based transactions are required to go on-line.

Integral’s PayRouter application is a highly scalable EFT application which provides on-line authorisation for both card present (Chip and PIN) and card not present authorisations. The retailer’s existing EPOS system can be interfaced to PayRouter through Integral’s Unified API. This provides a secure method for integration whilst removing the EPOS application from the complexity of EMV.