Security Overiew

In recent years, cardholder security breaches have seriously harmed company reputations and damaged consumer trust and confidence. To address these issues, Visa and MasterCard have developed the Payment Card Industry Data Security Standard (PCI DSS) in order to restore consumer confidence in card payments. PCI DSS aims to give cardholders the assurance that their details are safe and secure when their card is offered at the point of sale, over the internet, on the phone or through mail order.

Merchants that do not comply with PCI DSS face the prospect of substantial fines, imposed by the card schemes, in the order of hundreds of thousands of Euro/£'s, or alternatively, of being permanently barred from the card acceptance programme should a security breach occur involving their systems or processes. Although initially focussed on online transactions, PCI compliance applies to any organisation that stores, processes or transmits cardholder data, and consequently effects merchants with physical stores as well as banks, processors and service providers.

PCI DSS aims to create common industry security requirements that incorporate the CISP requirements. PCI offers a single approach to safeguarding sensitive data for all card brands, and consists of the following basic requirements:

PCI Overview

Never before has there been so much activity involving theft of personal information and credit card data from computer systems. In response to this, the main credit card schemes established the PCI Security Standards Council, an independent regulatory body. The PCI council ensure that all ...more

PCI Compliance

Integral's Managed Payment Service has completed and passed a Level 1 Service Provider PCI DSS audit. Details of our PCI DSS certification can be found by downloading the "PCI DSS Validated Services Providers List" on the Visa Europe website at the following more

What Is PCI DSS?

Companies processing more than 20,000 transactions annually are required to scan their networks quarterly and conduct annual audits of their PCI DSS compliance. The mandate applies to hundreds of thousands of organizations around the world, and complying with the standard is no simple task. ...more

Does PCI Apply to Me?

PCI DSS applies to you if you are involved in storing, processing or transmitting any cardholder data. What’s more, the standard doesn’t just apply to storing data electronically; it also covers manual processing and storage

Whether you conduct a few payment processes or millions of ...more

PCI PA-DSS

In order to tackle ever-growing concerns relating to card data security, the PCI council has developed standards for developers of payment applications that store sensitive authentication data. In order for all merchants to conform to these standards the PCI council has set dates for compliance. ...more